The capital in your collection, unlocked.
Discreet, asset-secured lending for owners of fine art, jewellery, and watches. Borrow against the works you own, without selling a single piece, on terms shaped around your collection.
The value in a great collection often sits idle, admired on the wall while the capital within it stays out of reach. We help you put it to work.
Featured across the international art-market and financial press
Independent expertise, aligned with collectors.
We combine decades of art-market and financing experience with a discreet, asset-based approach. What matters to us is the quality and provenance of the work you own.
A single, discreet process
Art, finance, and logistics specialists work closely together, protecting your privacy and ensuring speed of execution from first review to funding.
Secured against the collection
Lending is based on the artworks themselves, their provenance, condition, and market, rather than credit history or extensive financial disclosure.
Bespoke, by design
Financing structured around your objectives, with terms tailored to a range of liquidity goals and evolving circumstances.
Financing structured around your collection.
Straightforward loans secured against fine art, jewellery, and watches, tailored to a range of liquidity goals.
Term Loan
Release the equity held in the artworks you own. A flexible source of liquidity, whether for investment, business needs, or providing for estate and succession planning while heirs retain the works, with maturities up to two years.
Up to 24 monthsAdvance
Capital advanced against works consigned for sale, bridging the interval between the decision to sell and final settlement.
Short termPurchase Financing
Finance a new acquisition at auction or private sale, secured against the work being purchased and/or your existing collection, so you can act quickly when an opportunity arises.
Bespoke termsInterested in financing against other collectible assets, such as classic cars or fine wine? Through The Fine Art Group's wider network, we can introduce you to specialists who may be able to help.
Indicative terms. Every facility is tailored to the collection and the borrower's objectives.
Three phases, handled privately.
From first enquiry to funding in around four weeks on average, with speed to match a time-sensitive opportunity.
Initial review & response
A confidential consultation to understand your collection and objectives. In-house specialists assess the property and shape competitive terms.
Documentation
A customized term sheet reflecting your financing needs. Once agreed, formal documentation is prepared and finalized.
Logistics & funding
Our registrars coordinate transport, storage, and insurance for the pledged works. Once arrangements are complete and documentation is finalised, the loan is funded.
Beyond financing, a full resource for collectors.
Art finance sits alongside the group's advisory, appraisal, sales, investment, and philanthropy services. Clients can draw on the same expertise across every stage of collecting.
Advisory
Independent guidance on building, refining, and managing a collection.
↗Appraisals & Valuations
Accredited valuations for insurance, estate, tax, and planning purposes.
↗Private Sales
Discreet, agent-led sales that place works with the right buyers.
↗Art Investment
Strategic advice for building and diversifying an art portfolio.
↗Philanthropy
Support for gifting, foundations, and charitable collection strategy.
↗Explore all services
See the full range of what The Fine Art Group offers collectors worldwide.
Speak with our lending desk.
Tell us about your collection and what you'd like to achieve. A member of our team will respond promptly, in complete confidence.
This is not a commitment to lend. All financing is subject to eligibility and underwriting checks and may not be available in all locations.